Farm Insurance
Farm Insurance Quote Forms
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Farm Insurance Information
Farm Insurance in Oakdale CA & Modesto CA
There are hazards present on any farm that could threaten your personal security as well as your chances for commercial success. That’s why it’s essential to insure all of the property and people associated with your farm.
Getting the right coverage for all aspects of your farming operations—from crops to livestock to machinery—means having customized policies that meet your needs. At Stewart Kriese Insurance, we can help you get that coverage. Our agents are the professionals you can trust to help you design a comprehensive and effective farm insurance portfolio that fits your budget.
Call us at 209-847-8025 to get your farm insurance solutions today.
What Is Farm Insurance?
As a farmer, you constantly face hazards that could cause setbacks in your operations and create considerable financial losses. The right farm insurance will help you secure your commercial and personal assets against these challenges. When problems occur, your coverage can pay many of the costs that come with picking up the pieces. This will enable you to move on from temporary problems without facing permanent setbacks so your farm continues to thrive.
What Does Farm Insurance Cover?
Farms usually need numerous types of insurance. Each policy will cover unique risk scenarios that could be present on the property. Essential coverage may include:
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Crop insurance—Damage to crops might arise from natural events such as destructive weather, drought, fires and other unfavorable conditions. This coverage can help you replace the damaged crops and recover lost income.
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Farm livestock insurance—Losing an animal could mean a loss of profit for your farm. This coverage can help you recover expenses incurred due to the unexpected loss of livestock.
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Equine insurance—Horses are usually considered valuable both for farm operations and their market value. This coverage can insure your horses against death, injuries and other hazards.
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Farm equipment coverage—Equipment coverage can insure items such as tractors, pumps, rakes, sprayers and other tools if they get damaged. Equipment breakdown insurance is also available and can cover repairs to things that break down unexpectedly.
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Farm dwelling Insurance—If you live on your farm, this policy can cover your home against fires, weather, theft, vandalism and other dangers.
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Farm structures insurance—This coverage insures barns, machine sheds and other outbuildings on the property. Detached garages and carports may also have coverage.
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Commercial auto insurance—Vehicles used in farming operations need commercial insurance rather than personal auto insurance. Your personal vehicles may also need this coverage if you use them for farming tasks.
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Farm liability insurance—Your operations might cause bodily injuries or property damage to others, including your clients. This coverage can help you repay them for their losses and cover the costs of lawsuits if your farm gets sued over the accident.
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Workers’ compensation insurance—If you hire employees, you need workers’ compensation insurance. This coverage provides supplementary income and other assistance if occupational injuries or illnesses force employees off the job.
With the help of your Stewart Kriese agent, you can determine the exact types and amounts of coverage that are right for you. We can help ensure that your farm remains financially secure well into the future.
What Will Farm Insurance Cost?
Various factors influence the costs of your farm insurance policies. Our agents understand your concerns about costs, and we will help you choose policies from within our coverage network that offer you the best combination of coverage and price.
Take the first step in picking the right farm insurance coverage, and call us at 209-847-8025 or request your free quote today.
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